financial planning

Five million pension savers at risk of falling prey to scammers

A joint warning from The Pensions Regulator (TPR) and the Financial Conduct Authority (FCA) says that five million pension savers could be risking their retirement pots due to scammers. Which has left people feeling, as you can imagine, a little bit worried. The regulators’ warning came after research revealed that 42% of pension savers could be at risk of falling for common tactics used by scammers. The survey questioned more than 2,000 adults aged 45 to 65 and came up with some rather astonishing results. The research suggested that cold calls, exotic investments and early access to cash are among Read More

Blockchain: What is it ?

If you’ve been following the advance of technology in the financial sector over the past decade, you’ve no doubt heard of blockchain, the record keeping technology which had its first real world application with Bitcoin. It is often described as a “distributed, decentralised, public ledger.” Though there are simpler definitions out there. Importantly, blockchain has been cited as having the potential to significantly change the way we carry out financial transactions online. So what does it all mean? At blockchain’s most basic level, it’s just that – a chain of blocks. The block is a piece of digital information which Read More