Introduction Gold hit a six-year high as nervous investors looked for alternatives to stock markets. The IMF cut global growth forecasts amid continuing trade tensions. In any normal month these would have been perfectly normal introduction, but July was not a normal month. With Boris Johnson becoming UK Prime Minister and sweeping into 10 Downing Street on a wave of promises to deliver Brexit ‘do or die’ by 31st October – only a handful of months away. How you feel about that commitment will almost certainly depend on how you voted in the 2016 Referendum. If you voted Leave then Boris Read More

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Protecting and growing wealth is often one of the main objectives clients have. There are many investment opportunities out there that are described as ‘safe,’ but many individuals feel that cash is the safest option for them. Keeping your money in your account is an appealing option, as you know exactly where it is and can access it at any time. However, it may be worth looking into the other investment options available to you. Here’s some more detail of the cash versus bonds debate. The benefits of cash The main benefit, of course, is that you maintain complete control Read More

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Light green, dark green – there’s a whole range of shades when it comes to ethical investment opportunities. If you want to invest your money in line with your moral compass, then ethical investment funds or ‘green funds’ are suited to you. There are a few types to choose from; let’s check them out… Dark green Dark green funds refer to funds that hold international ethical values at the heart of their investment strategy. Funds such as Kames Ethical Equity excludes certain areas completely. Tobacco and alcohol, oil & gas, munitions manufacturers and companies that utilise animal testing will not Read More

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A survey of small to medium-sized businesses, conducted by the Independent, has found that 11% of UK companies are unaware of new tax requirements. As of 1st April, more than one million firms with annual taxable income over £85,000 are now required by law to submit VAT returns online. The same rules will then apply to trusts, local authorities, not-for-profits and public corporations from October. This is all part of HMRC’s new Making Tax Digital (MTD) initiative. Of all the businesses leaders who responded to the survey, 46% of those who believed they were compliant with the new rules were Read More

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As we venture further into this new digital age, the security of your personal data grows more and more important. That’s why, for this article, we’ve decided to delve into the world of online security. Below you’ll find a series of strategies that we recommend you employ to protect your presence online… Keep software up to date Make sure to keep installing software updates for your devices and programs. You can turn on automatic updates for many devices and applications for those of you with busy schedules. Staying up to date with security updates helps to protect your data from Read More

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