Financial Planning News

4 savvy tips when Christmas shopping

Christmas seems to come round earlier and earlier each year. Retailers start tempting ‘early gifters’ as soon as the Back to School stock has disappeared. And competitive Christmas light displays begin appearing in some neighbourhoods from as early as November. While this may run the risk of detracting from the main event, some preparation is good. So we’ve drawn up a list of our four top tips to help reduce the financial stress of Christmas. Has your Christmas gift circle got too wide? Christmas is a time for giving. Agreed! But sometimes it becomes a sense of ‘obliged giving’. If Read More

Is Inheritance Tax for the chop?

Inheritance tax is deeply unpopular, there’s no denying it. According to a 2015 YouGov poll, 59 per cent of the population think it’s unfair. So whichever party is in power after the Election, it’s likely they will include it as one of the taxes to be reviewed. Indeed, at the Tory party conference in September, the Chancellor, Sajid Javid, went so far as to hint he was considering scrapping inheritance tax altogether. He is thought to be uneasy that revenue from the tax reached an unprecedented £5.4 billion in 2018-19; a figure made even more noteworthy when only 4-5 per Read More

What does Brexit mean for house buyers and sellers?

While you may be heartily fed up of the word, Brexit has unfortunately had a major impact on the UK property market. What has it meant for buyers and sellers? What might the best course of action be now? The Rightmove House Price index in October showed that the traditional ‘Autumn bounce’ or increase in activity failed to occur this year. This usually happens in September or October because people are eager to complete their sale before Christmas but this year, many buyers and sellers opted for a ‘do nothing’ approach. This resulted in 13.5 per cent fewer properties being Read More